Global Study
Overseas Student Travel Insurance
Product Description
Designed for students going on to higher institutions abroad. Covers accidents, illness, study interruptions, and even holiday travels, with 1-month to 12-month cover options.
Key features
- Personal Accident Cover
Global Study offers up to $150,000 for accidental death or disablement*. - Medical Expenses
We will cover your hospitalisation fees up to $50,000 following an illness or accidental injury* so you can focus on recovering quickly. - Sponsor Protection Cover
Free yourself from financial worries with Global Study. We will pay for your tuition fees if your sponsor passes away or suffers from permanent total disability from an accident.
Global Study insurance plan highlights
Study Interruptions Cover
The plan pays for your pre-paid course fees should your studies be interrupted by illness or injury.
Adventurous Activities Cover
When you go on a vacation from your studies, our Global Study plan covers you for accidents arising from adventurous activities such as bungee jumping and sky diving.
*Cover and limits based on Premier Plan.
Getting overseas study insurance has never been easier! Buy online and receive your e-policy instantly.
Our emergency hotline ensures there is always someone to connect you to medical care and evacuation, no matter which time zone you are in.
Save time by submitting your overseas study insurance claim online! We keep our process as simple as possible to bring your claim to a fair settlement.
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Plan details
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 1
Personal Accident |
||
Accidental death and permanent total disability | $100,000 | $150,000 |
SECTION 2
Medical Expenses (Accident) |
|
|
Inpatient expenses/outpatient expenses |
$15,000 |
$50,000* |
Traditional Chinese Medicine | Max $200 | Max $200 |
SECTION 3
Medical Expenses (Illness) |
|
|
Inpatient expenses |
Not Covered |
$50,000* |
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 4
Emergency Medical Evacuation |
||
24-hour worldwide emergency medical evacuation | $1,000,000^ | $1,000,000^ |
SECTION 5
Medical And Travel Assistance Services |
Available | Available |
SECTION 6
Hospital Visit By A Relative |
$5,000^ | $10,000^ |
SECTION 7
Compassionate Visit By A Relative |
||
Immediate family member to travel to assist with arrangements upon death of an insured person outside of Singapore | $5,000^ | $10,000^ |
SECTION 8
Sending Home Your Mortal Remains |
||
Cost of transportation of mortal remains to Singapore | $1,000,000^ | $1,000,000^ |
SECTION 9
Study Interruptions |
||
Pays the unused and non-refundable pre-paid course fees due to accidental injury or illness of the insured person | $10,000 | $15,000 |
SECTION 10
Sponsor Protection (Parent) |
||
Pays the unpaid tuition fees should your parent or step-parent passes away or suffers permanent total disability due to accident | $10,000 | $15,000 |
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 11
Loss of Baggage on Common Air Carrier |
||
Limit $500 per article, pair or set of items |
$1,000 | $2,000 |
SECTION 12
Loss of Travel Document |
||
Cost of replacing loss of travel documents | $500 | $500 |
SECTION 13
Delayed Baggage |
|
|
A lump sum payment for every 6 hours of baggage delay | $500 | $1,000 |
While overseas | $50 per six hours | $100 per six hours |
While in Singapore | Max $50 for six hours delay | Max $100 for six hours delay |
SECTION 14
Delayed Departure |
|
|
Public transport delay for every 6 hours due to riot, strike, industrial action, poor weather conditions or natural disasters | $500 | $1,000 |
While overseas | $50 per six hours | $100 per six hours |
While in Singapore | Max $50 for six hours delay | Max $100 for six hours delay |
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 15
Personal Liability |
||
Legal liability for overseas accidents resulting in bodily injuries or damage to property of third parties | $300,000 | $500,000 |
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 16
Loss of Personal Belongings at Overseas Residence |
||
Limit: $200 per article, pair or set of items and $1,000 for one laptop computer |
$2,000 | $3,000 |
SECTION 17
Alternative Accommodation |
||
Pays for the cost of alternative accommodation in the event of loss of overseas residence due to fire or natural disaster |
$2,000 | $3,000 |
SECTION 18
Adventurous Activities Cover |
||
Bungee jumping, sky diving, paragliding, hot-air ballooning, jet skiing, white-water rafting, diving, ice skating, tobagganing, sledging and other activities listed in the policy |
Not Covered | Covered |
BENEFITS SUMMARY | Sum Insured | |
---|---|---|
Classic Plan | Premier Plan | |
SECTION 19
Terrorism Cover |
||
Acts of terrorism (excluding biological, chemical and nuclear devices) outside Singapore | $100,000 | $150,000 |
Important Notes:
*Sections 2 & 3 share a total limit of $50,000 for Premier Plan.
^Sections 4, 6 to 8 share a total limit of $1,000,000 for Premier and Classic Plans respectively.
Please refer to the policy for full details.
Premiums (Inclusive of GST) | Classic | Premier |
---|---|---|
1 month cover | $65.40 | $152.60 |
3 months cover | $130.80 | $305.20 |
6 months cover | $228.90 | $534.10 |
12 months cover | $327.00 | $763.00 |
No. | Questions & Answers |
---|---|
1 |
Who is eligible to apply for Global Study? You are eligible to apply if you are residing in Singapore and you are:
|
2 |
Can I purchase the Policy for my Child who is above 18 years old? If the Child is above 18 years old, he/she must apply for the insurance under his/her own name. The parent can pay for the premium. |
3 |
Can I extend the Period of Insurance if the duration of my overseas study is extended? Yes, please contact us for assistance. To ensure continuity of your coverage while overseas, it is recommended that any request for extension be made at least 2 weeks prior to the policy expiry date. Extensions are permitted at a block of 1 month each for policy terms of 1 month, 3 months and 6 months. |
4 |
Are leisure activities such as skiing, snorkelling and bungee jumping covered? Yes, such leisure adventurous activities are covered under the Premier Plan only. Please refer to the policy for details. |
5 |
Am I covered if I travel outside of my country of study for leisure? Yes. The insurance covers multiple trips undertaken by the insured person outside the country of study (except in Singapore) and within the period of insurance. |
6 |
Am I covered if I travel back to Singapore for term breaks and return to the country of study? Yes. All homebound trips are covered and will end three hours after your return to Singapore so long as the trips are within the period of insurance. Cover will be reactivated when you leave Singapore for your country of study. |
7 |
Can I cancel the Policy? You may cancel the Policy at any time by giving seven (7) days' written notice of cancellation to us and provided no claim is made under the Policy.
|
8 |
How do I make a claim? If you are overseas and require any emergency assistance, you can call our 24-hour MSIG Assist at +65 6323 8288. If you wish to file a claim on your insurance, you have to do so within 30 days of any event giving rise or likely to give rise to a claim. You can download the claim form or submit your claims here. |
9 |
Is the policy renewable? Only the 12-month policy is renewable. We will send you the renewal invitation to the Policy mailing address about 6 weeks before the Policy expiry date. |
10 |
Does Global Study Insurance cover COVID-19? No. Global Study Insurance does not cover claims relating to COVID-19. |
This page is for general information only. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte Ltd.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.
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Global Study Insurance
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