Enhancements to mandatory medical insurance for all new and existing Work Permits and S Pass holders effective 1 July 2023.

From 1 July 2023, the Ministry of Manpower (MOM) will implement enhancements to the mandatory medical insurance (MI) for all new and existing Work Permits (including Migrant Domestic Workers) and S Pass holders.

The MI enhancements are: 

1. Increase minimum coverage to $60,000 per year with a co-payment element for employers for amounts above $15,000.
2. Standardised allowable exclusion clauses. 
3. Introduction of age-differentiated premiums.
4. Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim. 

In view of these upcoming regulatory changes, we will be enhancing our product benefits and standardising the exclusion clauses. We will announce the launch of these enhancements in due course. 

Please visit MOM's website here for more information on the MI enhancements. 

You may refer here for FAQs on our maid insurance with regards to the MI enhancements.

Please contact our Customer Services at [email protected] or your usual insurance representative for other questions regarding these MI enhancements.