MSIG unveils latest Personal Accident plan offering 360-degree protection

22 Jan 2024

Designed to cover customers at every life stage, MSIG Insurance’s new personal accident plan, PA RecoveryPlus offers 360-degree protection with coverage spanning across essential, recovery support and lifestyle support benefits.

The policy pays out in the event of accidental death or permanent disability. In addition, the policy covers essential benefits such as daily hospital income and reimbursement for medical expenses including any alternative treatments sought.

To assist the everyday life of the insureds so that customers can focus on their recovery journey, the plan also includes recovery support and lifestyle support benefits as follows:

  • Home and Car Modification Expenses: Up to $10,000 for home or car modifications including purchase of homecare equipment in the event of permanent disability.
  • Home Nursing and Domestic Support Fund: Up to $3,000 cash after discharge from hospital to help defray the cost of services required during recuperation such as nursing treatment at home, meal delivery, laundry service and hiring of temporary domestic help.
  • Cosmetic Procedure Expenses: Up to $3,000 to relieve financial stress if cosmetic procedures for face and neck are required after an accident.
  • Permanent Caregiver Grant: Up to $1,000 to cover agency fees for hiring a caregiver or domestic helper because of permanent disability.
  • Petcare Allowance: Up to $1,200 to cover the cost of hiring an animal professional to care for your pet during your hospitalisation.
  • Fitness and Sports Membership Fees: Up to $300 for unused fitness and sports memberships or facility charges while you are recuperating.

There are three tiers of benefits under PA RecoveryPlus plan with premiums starting from $225.09 annually or at $19.19 a month.

Customers can choose to increase the sums insured for accidental death and permanent disability and opt for income protection benefit to defray daily expenses in the case of temporary disability.

Jeremy Lian, Senior Vice President of Technical Services, MSIG Singapore said: “As customers progress through life, we understand their protection needs would also change. Whether they are single, married, have children or are retired, PA RecoveryPlus is an all-inclusive personal accident plan designed to meet their needs in every life stage and protect them every step of the way.”

“We do this by offering customers the flexibility of adding on coverage to include their loved ones and even their extended family. With just one plan, they can ensure the safety and well-being of three generations,” he added.

PA RecoveryPlus is available for online purchase. For Child and Senior covers, please visit our website for more details.


About MSIG Insurance

A leading general insurer with a local presence of over 100 years, MSIG Singapore offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. MSIG Singapore holds an A+/Stable financial rating by Standard & Poor's.

A testament to its growing strength and influence, MSIG Singapore has garnered numerous awards for delivering digitally innovative and customer-centric solutions.

MSIG is a subsidiary of Mitsui Sumitomo Insurance Co., Ltd, and a member of the MS&AD Insurance Group – one of the largest general insurance groups in the world with presence in 50 countries and regions globally, 18 of which are in Asia Pacific including all ASEAN markets as well as in Australia, New Zealand, China, Hong Kong, Taiwan, South Korea and India. Headquartered in Japan, MS&AD is amongst the top non-life insurance groups in the world based on gross revenue.


For more information and media enquiries, please contact:


Carole Chow


Brand & Communications

MSIG Insurance (Singapore) Pte. Ltd.

D: +65 6012 1258

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