DentiPlus
Features & benefits
- Up to 100% coverage for emergency dental, preventive, and dental radiology services
- Up to 90% coverage for tooth fillings and extraction
- Up to 80% coverage for root canal treatment
Why choose MSIG?
Access to Dental Clinics
Get the care you need and choose from our wide network of dental clinics.
For the list of dental clinics, please check the Clinic Listings here.
Immediate Cover
Get covered immediately upon approval. No medical questionnaire is needed!
Flexible Premium Payment
Choose between monthly or annual premiums to pay for your comprehensive dental insurance.
Cashless Payment at Dental Clinics
Keep your wallet light with our e-card! Simply show your e-card at any of our participating dental clinics to enjoy cashless service.
Select plans to compare
Coverage | Benefit Allowable | |||
---|---|---|---|---|
Classic Plan | Platinum Plan | |||
Contract | Out-of-contract | Contract | Out-of-contract | |
Section 1Emergency dental servicesLimit we will pay for reasonable and customary charges incurred for emergency dental services. |
80% coverage | 100% coverage | ||
Section 2Preventive dental benefitsLimit we will pay for reasonable and customary charges incurred for medically necessary preventive dental services. |
80% coverage; 1 visit per policy year |
60% coverage; 1 visit per policy year |
100% coverage; 1 visit per policy year |
80% coverage; 1 visit per policy year |
Section 3Dental radiology benefitsLimit we will pay for reasonable and customary charges incurred for dental radiology services for:
|
80% coverage; 1 x-ray per policy year |
60% coverage; 1 x-ray per policy year |
100% coverage; 1 x-ray per policy year |
80% coverage; 1 x-ray per policy year |
Section 4Conservative benefits (fillings)Limit we will pay for reasonable and customary charges incurred for medically necessary conservative treatments for:
|
80% coverage | 50% coverage | 90% coverage | 60% coverage |
Section 5Extraction benefits (non-surgical)Limit we will pay for reasonable and customary charges incurred for medically necessary dental extractions limited to:
|
80% coverage | 50% coverage | 90% coverage | 60% coverage |
Section 6Endodontic benefits (root canal treatment)Limit we will pay for reasonable and customary charges for medically necessary endodontic treatment limited to:
|
80% coverage | 50% coverage | 80% coverage | 60% coverage |
Overall LimitMaximum amount we wil pay per policy year. |
$1000 | $1,500 |
No. | Questions & Answers | |
---|---|---|
1 |
Who can enrol for this insurance?
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2 |
What do you mean by Emergency Dental Services under this insurance? Emergency dental services refers to palliative treatments needed to stabilize and relieve severe pain or stop uncontrollable bleeding in the oral cavity. |
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3 |
Do I need to make an appointment to visit the panel clinics/contracted providers? Please contact MSIG DentiPlus Assist at +65 3159 1614, and we will assist you in making an appointment with your preferred panel clinic/contracted provider. |
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4 |
Is there any waiting period? There is no waiting period for emergency dental services. However, there is a waiting period of 90 days from the policy commencement date for the other benefits. |
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5 |
Is pre-existing condition covered? Pre-existing conditions are not covered under this policy. |
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6 |
What do you mean by pre-existing condition? Pre-existing conditions refer to any dental service received or condition you had been advised on or would have reasonably know, which required treatment in the 12 months before the policy commencement date. |
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7 |
How do I make a claim? For non-emergency dental services, please contact MSIG DentiPlus Assist at +65 3159 1614 before visiting a dentist. The claim procedures depend on whether you visit a panel clinic/contracted provider or a non-panel/out-of-contract provider for treatment. Panel clinic/contracted providers
Non-panel/out-of-contract providers
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Contact Inova Care hotline at +65 3159 1614 or [email protected] before making a dental appointment or submitting a claim.
For claim documents, please submit them via:
1. Email (for digital documents)
[email protected]
2. Mail (for physical documents)
Inova Care Pte. Ltd.
Centennial Tower, Level 21, 3 Temasek Avenue, Singapore 039190
This policy is not a Medisave-approved policy and you may not use Medisave to pay the premium for this policy.
This is a short-term accident and health policy and the insurer is not required to renew this policy. The insurer may terminate this policy by giving you thirty (30) days’ notice in writing.
You should consider carefully if you are intending to switch accident and health policies, as this might be detrimental to your current and/or future needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this policy. In the event that you choose not to seek advice, you should carefully consider whether the policy is suitable for you. If you decide that this policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision.
The total distribution-related cost of this product is between 15% and 35% of the insurance premium.
This page is for general information only. Full details of the terms, conditions and exceptions of this insurance are provided in the policy and will be sent to You upon acceptance of Your application by MSIG Insurance (Singapore) Pte. Ltd.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit the GIA or SDIC