CriticalCare Plus
Safeguard against major illnesses with MSIG's CriticalCare Plus. This critical illness plan covers for five major and common diseases from cancer to heart attack and stroke.
Our critical illness insurance plan stands out with its affordable and flexible premium options and provides payouts for early-stage cancer as well as for angioplasty or other invasive treatment for coronary artery.
Features & benefits
Full payout for a covered Critical Illness under Basic Benefit
Receive up to $100,000 for major illnesses like cancer, heart attack, stroke, Parkinson’s Disease and Alzheimer’s Disease or severe dementia.
Early-Stage care
Receive 50% of total sum insured when diagnosed with Early-Stage Cancer such as carcinoma-in-situ, early prostate cancer, early thyroid cancer and more.
Proactive heart care
Get 10% payout for Angioplasty & other invasive treatments for Coronary Artery.
Automatic renewal
Get continued protection with automatic renewal, even after the Accelerated Benefits payout for Early Stage Cancer and Angioplasty & Other Invasive Treatment for Coronary Artery.
Affordable and flexible premiums
Premiums start from less than 20 cents per day^ with monthly and annual payment options.
Immediate policy issuance
No medical examination required. Fast and straight-through online application process with just 3 simple health declarations.
^Based on Primary plan, male/female, age 29, non-smoker
Why choose MSIG?
Simple to Buy
Purchase this critical illness plan online from the comfort of your home.
Claims Made Easy
Submit your insurance claims online for quicker and simpler claims settlement.
| Benefit Description | Primary | Silver | Gold | Platinum |
|---|---|---|---|---|
1. Major Cancer
|
$30,000 |
$50,000 |
$75,000 |
$100,000 |
| Benefit Description | Primary | Silver | Gold | Platinum |
|---|---|---|---|---|
1. Early Stage Cancer
|
50% of Sum Insured |
50% of Sum Insured |
50% of Sum Insured |
50% of Sum Insured |
2. Special benefit
|
10% of Sum Insured |
10% of Sum Insured |
10% of Sum Insured |
10% of Sum Insured |
| No. | Questions & Answers | |
|---|---|---|
| 1 |
Who can enroll for this insurance? Adult aged between 18 years and 60 years old and residing in Singapore can enrol for this insurance. Coverage will continue until insured reaches 65 years old at the end of the policy year. |
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| 2 |
What is CriticalCare Plus insurance? It is a critical illness policy providing a lump sum payment for critical illnesses such as major cancer, heart attack, stroke, Parkinson’s Disease or Alzheimer’s Disease/Severe Dementia, as well as an advanced payment in the event of early-stage cancer and angioplasty & other invasive treatment for coronary artery, as defined in the policy. |
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| 3 |
If I made a claim for Accelerated Benefit, can I submit another claim under Basic Benefit in the future? Yes, if you’ve previously claimed for Early-Stage Cancer or Angioplasty & Other Invasive Treatment for Coronary Artery, you claim under Basic Benefit later. The policy will stop once we pay out 100% of the sum insured. |
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| 4 |
After I have made a claim for an Early-Stage Cancer, can I submit a claim for another Early Stage Cancer diagnosis? The Early-Stage Cancer benefit is a one-time accelerated payment, after which this Accelerated Benefit terminates. However, the policy remains active, covering subsequence covered critical illness claims within the remaining sum insured. The same applies to the Special Benefit. |
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| 5 |
Will I be required to continue with premium payment after a claim under Accelerated Benefit? Yes, your policy remains active after a claim under the Accelerated Benefit. Premium payments are still required and will change when you reach the next age band. |
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| 6 |
Do I need to renew my Policy every year? Your policy is automatically renewed every year using the credit card details provided at the time of payment. If your credit card information changes, please notify MSIG immediately. |
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| 7 |
Is the CriticalCare Plus insurance premium guaranteed? The premium is not guaranteed. |
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| 8 |
What is waiting period? The waiting period is a specified duration from the start or reinstatement of your policy. During this time, claims for critical illnesses first diagnosed within ninety (90) days are not admissible. |
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| 9 |
What is survival period? The survival period is the duration for which an insured must survive before a claim can be made. This duration is at least 7 days from the time of diagnosis. |
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| 10 |
What is Free Look Period? The free look period is a 14-business day duration from the policy receipt date, allowing you to cancel and receive a full premium refund if you choose not to keep the policy. |
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