Collecting keys to your BTO? Lock in protection that's more than just fire insurance

Here it is, the moment you’ve been waiting for! A place to call your own, a space for new memories and a haven for rest and relaxation.

Excited to start renovating and shopping for furniture? Still deciding on a cozy vibe or minimalist design? Wondering how to set up the ultimate home entertainment system?

Hold on. Before all that, make sure to insure your home.

If you are taking a HDB loan, you are likely covered by the mandatory HDB fire insurance, which helps homeowners cover the costs of repairs if their flat is damaged by fire.

The mandatory HDB fire insurance only covers damage by fire to the building structure and fixtures of your flat. However, it does not cover the contents and belongings inside your flat!

That's why home insurance is crucial to protect your belongings, from your electronics like iPhones and iPads to furniture, fitness equipment, home entertainment systems and even renovated fittings such as kitchen cabinets and bathroom amenities. It covers repair or replacement costs in case of damage or loss.

MSIG has recently launched HomeEasy, a plan designed specifically for HDB property owners and tenants. With premiums from as low as $0.20 a day, this affordable and comprehensive plan perfectly complements the mandatory HDB fire insurance provided by HDB.

Your new home marks a new chapter in the story of your life, where  you and your loved ones will create unforgettable “first” memories.
The thrill of holding the keys to your very own flat for the first time…
The first time you step into your new home, a space to call your own…
The first time you dive into renovations, with measuring tapes and swatches in hand…
The first time you host a family gathering…
Along with these milestones, you’ll make countless more memories too, like relaxing to your favourite music on a rainy day, or returning to your safe haven after exploring unfamiliar places.

The first mishap can be unsettling, whether it’s a burst pipe, a leaky faucet, a clogged toilet, floods in Singapore affecting the ground floor flats… or fire from unattended cooking or an overcharged personal mobility device (PMD). Today, threats can also be digital, with cyber theft and online fraud becoming increasingly common.

Depending on the extent of the damage, repairs or replacement can cost tens of thousands of dollars. While insurance can't erase the trauma of the difficult situation, it can at least help restore some of your basic comforts.

How much coverage do you need? MSIG HomeEasy is tailored to offer the perfect coverage for HDB flats. Whether you’re a new homeowner buying a BTO or resale flat, or a landlord or tenant,  MSIG HomeEasy provides protection and peace of mind - and at exceptional value.

Choose from two plans: Silver for 3-room flats or smaller, and Gold for 4-room flats or larger. Protect your home in the event of mishaps with up to $200,000 in coverage for home contents and renovations, plus benefits like alternative accommodation, loss of rent, and relief for your utility bills and conservancy charges. Plus, you can also save more with our 3-year or 5-year plans!

MSIG’s HomeEasy plan includes benefits to help us navigate the times we live in:

• Personal Cyber Protection up to $2,500 for online theft or fraud, safeguarding us against digital crime.
• Opt in for worldwide coverage for accidental loss or damage to valuable personal items, including luxury watches or designer handbags, with protection up to $10,000, ensuring you're covered no matter where you are, even when travelling.
• Up to $1,000,000 worldwide personal liability; family protection worldwide against accidental death and permanent disability; and dengue fever hospital cash benefit.
• Energy-efficient Appliance Upgrade: Pays up to 10% more than the replacement value when you get a 4-ticks appliance to replace the damaged item. As the new appliance is more energy efficient, you’ll be saving on energy use while contributing to a more sustainable way of life.

At last, as you settle into your new sanctuary, you can relax and enjoy your safe haven, knowing it’s fully protected by MSIG HomeEasy.

NEW Home Insurance for all HDB Flat types

Learn more about our HomeEasy promotion here!