Group Hospitalisation and Surgical
MSIG’s Group Hospitalisation and Surgical Plan is a smart choice for SMEs offering flexible and affordable coverages options. Enjoy the freedom to include optional cover of outpatient care and dental benefits, along with access to a wide healthcare provider network.
Features & benefits
Medical Expenses Cover
Covers hospital and surgical expenses, pre & post hospitalisation, including outpatient cancer treatment and kidney dialysis.
Payment Guarantees
Enjoy cashless service with direct settlement of hospital bills.
Extensive Medical Access
Outpatient care is supported by a wide network of GPs, Specialists, TCM and teleconsultation providers.
Uninterrupted Protection
Continuous coverage for your employees with existing health insurance policy.
Sustainable Solutions
Choice of co-insurance & deductibles to balance coverage needs and affordability.
Inpatient Benefit
- Daily room and board hospital charges
- Intensive Care Unit (ICU), High Dependency Unit (HDU) or Coronary Care Unit (CCU)
- Hospital miscellaneous service
- Surgical benefits including anaesthetist and operating theatre
- Cost of surgical implants
- Pre-hospitalisation Specialist consultation fees, diagnostic X-ray and laboratory expenses
- Post-hospitalisation follow up treatment after discharge
- Outpatient emergency treatment due to accident
- Outpatient cancer treatment and kidney dialysis
Outpatient Services
- Consultations and treatment with Panel GP and Specialists
- Panel tele-consultations
- Consultations and treatment at government polyclinics
- Outpatient emergency care at A&E hospitals
- Consultations and treatment with non-appointed GP and Specialist
- Outpatient overseas treatment
- Traditional Chinese Medicine (TCM)
- Outpatient physiotherapy treatment
- Consultation & Oral Examination
- Scaling & Polishing
- X-rays
- Tooth filling and extractions
- Oral surgery
- Wisdom tooth extraction
- Periodontal treatment
- Root canal treatment
- Crowning and bridges
This page is for general information only. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent you upon acceptance of your application by MSIG Insurance (Singapore) Pte. Ltd.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage of your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.
