CancerCare Plus
Cancer Insurance

CancerCare Plus <br/><sub>Cancer Insurance</sub>

Product Description

Protect against life's uncertainties. CancerCare Plus provides financial relief for you in difficult times with a lump sum payout of $100,000 in the event of a Major Cancer diagnosis.

Key features

  • Major Cancer Benefit
    Receive full payment of $100,000 if insured is diagnosed with Major Cancer.
  • Early Stage Cancer - Accelerated Benefit
    Receive $50,000 pay-out if insured is diagnosed with Early Stage Cancer.

Plan Highlights

Automatic renewal
Cover continues with automatic renewal even after payout of Accelerated Benefit for Early Stage Cancer.

Affordable premiums
With monthly and annual payment options, premiums start from less than 15 cents per day^.

Immediate policy issuance
Fast and straight-through online application process with just 3 simple health declarations.

^Based on male, age 29 who applies for CancerCare Plus plan.

simple to buy
Simple to Buy

Purchase this cancer insurance plan from the comfort of your home.

Claims Made Easy
Claims Made Easy

Submit your insurance claims online for quicker and simpler claims settlement.

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Plan details

Benefits
Basic
COVERAGE Sum Insured

Major Cancer

$100,000

Accelerated
COVERAGE Sum Insured

Early Stage Cancer:

  • Carcinoma in Situ
  • Early Prostate Cancer
  • Early Thyroid Cancer
  • Early Bladder Cancer
  • Early Chronic Lymphocytic Leukemia
  • Gastro-Intestinal Stromal Cancer

50% of Basic Benefit

Important Notes:

For further information on health insurance and what you should know before you make a purchase decision, please refer to the Guide to Health insurance produced by the Life Insurance Association and the General Insurance Association. Click here for the English or Chinese versions. Please note that you will be re-directed to a third party website and MSIG shall not be held responsible or liable for any content on these websites.

How does the cover work

CancerCare Plus Illustration_1

Premiums
Age Band Annual Premium Per Insured Person (inclusive of 7% GST)
Male Female

20 - 29

$53.50 $108.43

30 - 39

$94.16 $282.48

40 - 44

$194.03 $468.09

45 - 49

$325.28 $812.49

50 - 54

$533.57 $1,178.43

55 - 59

$898.80 $1,409.55

60 - 64

$1,204.11 $1,706.29

65 - 69*

$1,877.49 $1,850.39

70 - 74*

$2,747.76 $1,994.48

75 - 79*

$3,478.21 $2,413.92

80 - 84*

$3,672.24 $2,879.01

* For renewals only

 

Important Notes:

Eligibility:

Unless We agree in writing otherwise any person You wish to insured under this Policy must be named as an Insured in the Schedule and must at the Commencement Date be the following:

  • Yourself aged between twenty (20) years and below sixty-five (65) years old, and
  • Residing in Singapore.
FAQs
No. Questions & Answers
1

What is CancerCare Plus Insurance and who is it for?

It is an insurance plan which provides a lump sum payment in the event of a Major Cancer or Early Stage Cancer diagnosis.

2

What is Major Cancer?

A malignant tumour positively diagnosed with histological confirmation and characterized by the uncontrolled growth of malignant cells with invasion and destruction of normal tissue.

The term malignant tumour includes leukemia, lymphoma and sarcoma. Please refer to the product summary or policy wordings for the full definition of Major Cancer.

3

What is Early Stage Cancer

It refers to cancer in its early stages or growth and may not have spread to other parts of the body. Please refer to the product summary or policy wordings for the full list and definition of Early Stage Cancers.

4

If I have made a claim for Early Stage Cancer, can I in the future submit a Major Cancer claim for another type of cancer?

Yes, if the first cancer diagnosis is an Early Stage Cancer, you can make a subsequent claim for Major Cancer. The policy will cease upon full payment of the benefit amount, i.e., $100,000.

5

After I have made a claim for an Early Stage Cancer, can I submit a claim for another Early Stage Cancer diagnosis?

The Early Stage Cancer benefit is an Accelerated benefit which will be paid once, thereafter, this benefit will cease. The policy will continue to remain in force, with a remaining sum insured of $50,000 to provide you with protection in the event of a Major Cancer diagnosis.

6

Will I be required to continue with premiums payment after an Early Stage Cancer diagnosis?

Yes, the policy continues to remain in force and the premiums will continue to be applicable.

7

Do I need to renew my Policy every year?

Yes, policy is renewed automatically every year based on the credit card details furnished at payment.

8

Is the cancer insurance premium guaranteed?

The cancer insurance premium is not guaranteed.

9

What is waiting period?

Waiting period is the period of time from the commencement date of policy. No claim can be made for any cancer diagnosed within 90 days from the commencement date or reinstatement date, whichever is later.

10

What is survival period?

Survival period is the period of time for which an insured must survive, for a period of 7 days from the time of diagnosis, before a claim can be made.

11

What is Free Look Period?

A free look period is the time period given to you to cancel the policy with full premium refund, should you decide that you do not want the policy. The free look period is 14 business days from the date you receive the policy.

Important Notice & Disclaimers

This page is for general information only. You should seek advice from a qualified advisor if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte. Ltd.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.