Fully Exercise Your Independence When Studying Abroad


This August, we celebrate Singapore's 59th year of independence. Our nation's remarkable journey from a small island to a global city-state reminds us that anything is possible. It inspires us to embark on our own journeys of self-discovery to develop our independence.
Independence is a cornerstone of personal development. It empowers us to make informed decisions, overcome challenges, and reach our full potential. Studying abroad allows us to step outside our comfort zone and become more independent through new experiences outside of Singapore.
However, worries about safety, health, and security in an unfamiliar place can hold us back from thoroughly enjoying new experiences.
This is when having good global study insurance makes a difference. Fortunately, our Global Study Insurance (GSI) provides comprehensive coverage in these four main areas, allowing you to fully embrace overseas adventures.
1. Health: Worried about high healthcare costs overseas?
Studying or travelling abroad may expose you to various healthcare systems and potential health risks. Whether it's food poisoning from exotic foods or a severe injury from an accident, having access to quality healthcare is crucial. Feeling unwell can impede your studies and prevent you from living your best life abroad.
MSIG GSI guarantees that you get the medical treatment you need when overseas, so you can return to your studies as soon as possible. If you become ill or injured, MSIG GSI will cover up to $50,000 for inpatient and outpatient medical, surgical, nursing, hospital, dental, traditional Chinese medicine treatments, and even post-hospitalisation transport. Additionally, emergency medical evacuation expenses up to $1,000,000 are also covered.
2. Safety: Wary of overseas adventure and potential dangers?

Imagine spending a weekend hiking in the mountains, sightseeing in a hot-air balloon, or parasailing at sea. While these thrilling experiences promise unforgettable memories, accidents can happen anywhere. They can ruin your adventure, make you afraid of pursuing such activities, and interrupt your studies.
Fear not. MSIG GSI’s $50,000 health coverage includes injuries from most adventurous activities. Additionally, in the unfortunate event of a terrorist attack or assault resulting in a felony, MSIG GSI offers medical financial assistance and counselling to help you get through the trauma.
3. Belongings: Afraid of losing your precious possessions?
Our personal belongings provide security, whether sentimental items like family trinkets from abroad or necessities like passports and laptops. However, losing or having these items stolen can disturb our lives and peace, always putting us on heightened alert. That’s no way to live.
Although MSIG GSI can’t retrieve lost or stolen valuables, feel at ease knowing you’ll be compensated monetarily for at least $300 per item. In fact, the cost of replacing your lost or stolen passport, travel tickets, and other relevant documents, as well as any reasonable extra travel expenses needed to replace these items, will be fully covered.
For thefts, make sure to file a police report within 24 hours of the incident so that your claims go smoothly—and to increase your chances of catching the perpetrator!
4. Studies: Anxious about potential disruptions to your global studies?

Pursuing an overseas education is a significant commitment. In addition to covering your medical needs to ensure that you can focus on your studies, MSIG GSI protects this financial investment by reimbursing unused tuition fees if you are hospitalised for more than 30 days.
What if something happens before your studies even begin, such as your sponsor's sudden death or permanent total disablement? No one wants this to happen. But if it does, find some solace in knowing that MSIG GSI will reimburse your unused tuition fees so that you can proceed with your education plans.
Be free to make the most of your overseas education with MSIG GSI
With MSIG GSI by your side, you can genuinely embrace the independence of studying abroad. Explore new cultures, make lifelong friends, and create unforgettable memories without the burden of financial worries. Your focus should be on personal growth and academic achievement, and MSIG GSI is here to support you every step of the way.
Don’t let concerns about safety, health, or finances hold you back from enjoying the full study abroad experience. Your overseas independence matters to us. MSIG has regular exclusive promotions on our insurance plans. Click here to view the latest deals. Policy terms and conditions apply.
