Global Study

Global Study

Product Description

Focus on your overseas studies with Global Study insurance. Designed for students going on to higher institutions abroad, this policy covers accidents, illness, study interruptions, and even holiday travels. Enjoy the flexibility to choose from 1-month to 12-month cover options.

Key features

  • Personal Accident Cover
    Global Study offers up to $150,000 for accidental death or disablement*.
  • Medical Expenses
    We will cover your hospitalisation fees up to $50,000 following an illness or accidental injury* so you can focus on recovering quickly.
  • Sponsor Protection Cover
    Free yourself from financial worries with Global Study. We will pay for your tuition fees if your sponsor passes away or suffers from permanent total disability from an accident.

Plan highlights

Study Interruptions Cover
The plan pays for your pre-paid course fees should your studies be interrupted by illness or injury. 

Adventurous Activities Cover
When you go on a vacation from your studies, our Global Study plan covers you for accidents arising from adventurous activities such as bungee jumping and sky diving. 

*Cover and limits based on Premier Plan.

simple to buy
Simple to Buy

Getting overseas study insurance has never been easier! Buy online and receive your e-policy instantly.

24/7 Helpline
24/7 Helpline

Our emergency hotline ensures there is always someone to connect you to medical care and evacuation, no matter which time zone you are in.

Claims Made Easy
Claims Made Easy

Save time by submitting your overseas study insurance claim online! We keep our process as simple as possible to bring your claim to a fair settlement.

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Plan details

Benefits
Coverage Classic Plan Premier Plan

SECTION 1

Personal Accident

   
Accidental death and permanent total disability $100,000 $150,000

SECTION 2

Medical Expenses (Accident)

 

 

Inpatient expenses/outpatient expenses

$15,000

$50,000*

Traditional Chinese Medicine Max $200 Max $200

SECTION 3

Medical Expenses (Illness)

 

 

Inpatient expenses

Not Covered

$50,000*

Overseas Assist Benefits Cover
Coverage Classic Plan Premier Plan

SECTION 4

Emergency Medical Evacuation

   
24-hour worldwide emergency medical evacuation $1,000,000^ $1,000,000^

SECTION 5

Medical And Travel Assistance Services

Available Available

SECTION 6

Hospital Visit By A Relative

$5,000^ $10,000^

SECTION 7

Compassionate Visit By A Relative

   
Immediate family member to travel to assist with arrangements upon death of an insured person outside of Singapore $5,000^ $10,000^

SECTION 8

Sending Home Your Mortal Remains

   
Cost of transportation of mortal remains to Singapore $1,000,000^ $1,000,000^

SECTION 9

Study Interruptions

   
Pays the unused and non-refundable pre-paid course fees due to accidental injury or illness of the insured person $10,000 $15,000

SECTION 10

Sponsor Protection (Parent)

   
Pays the unpaid tuition fees should your parent or step-parent passes away or suffers permanent total disability due to accident $10,000 $15,000
Travel Inconvenience Cover
Coverage Classic Plan Premier Plan

SECTION 11

Loss of Baggage on Common Air Carrier

   

Limit $500 per article, pair or set of items

$1,000 $2,000

SECTION 12

Loss of Travel Document

   
Cost of replacing loss of travel documents $500 $500

SECTION 13

Delayed Baggage

 

 

A lump sum payment for every 6 hours of baggage delay $500 $1,000
While overseas $50 per six hours $100 per six hours
While in Singapore Max $50 for six hours delay Max $100 for six hours delay

SECTION 14

Delayed Departure

 

 

Public transport delay for every 6 hours due to riot, strike, industrial action, poor weather conditions or natural disasters $500 $1,000
While overseas $50 per six hours $100 per six hours
While in Singapore  Max $50 for six hours delay Max $100 for six hours delay
Personal Liability Cover
Coverage Classic Plan Premier Plan

SECTION 15

Personal Liability

   
Legal liability for overseas accidents resulting in bodily injuries or damage to property of third parties $300,000 $500,000
Lifestyle Cover
Coverage Classic Plan Premier Plan

SECTION 16

Loss of Personal Belongings at Overseas Residence

   

Limit: $200 per article, pair or set of items and $1,000 for one laptop computer

$2,000 $3,000

SECTION 17

Alternative Accommodation

   

Pays for the cost of alternative accommodation in the event of loss of overseas residence due to fire or natural disaster

$2,000 $3,000

SECTION 18

Adventurous Activities Cover

   

Bungee jumping, sky diving, paragliding, hot-air ballooning, jet skiing, white-water rafting, diving, ice skating, tobagganing, sledging and other activities listed in the policy

Not Covered Covered
Additional Benefits
Coverage Classic Plan Premier Plan

SECTION 19

Terrorism Cover

   
Acts of terrorism (excluding biological, chemical and nuclear devices) outside Singapore $100,000 $150,000
Important Notes:

*Sections 2 & 3 share a total limit of $50,000 for Premier Plan.

^Sections 4, 6 to 8 share a total limit of $1,000,000 for Premier and Classic Plans respectively.

  Please refer to the policy for full details.

Premiums
Premiums (with 7% GST included) Classic Premier
1 month cover $64.20 $149.80
3 months cover $128.40 $299.60
6 months cover $224.70 $524.30
12 months cover $321.00 $749.00
FAQs
No. Questions & Answers
1

Who is eligible to apply for Global Study?

You are eligible to apply if you are residing in Singapore and you are:

  • aged between 18 years and below 60 years old; (for Child aged between 12 and below 18 years old, the parent must be the applicant)
  • registered with an overseas Educational Institution as a part-time or full-time student, or participating in a student exchange programme, industrial attachment or internship overseas as arranged by your Educational Institution, and
  • not being employed as a Manual Worker (work involving physical labour or manual operations) during the Period of Insurance.
2

Can I purchase the Policy for my Child who is above 18 years old?

If the Child is above 18 years old, he/she must apply for the insurance under his/her own name. The parent can pay for the premium.

3

Can I extend the Period of Insurance if the duration of my overseas study is extended?

Yes, please contact us for assistance. To ensure continuity of your coverage while overseas, it is recommended that any request for extension be made at least 2 weeks prior to the policy expiry date. Extensions are permitted at a block of 1 month each for policy terms of 1 month, 3 months and 6 months.

4

Are leisure activities such as skiing, snorkelling and bungee jumping covered?

Yes, such leisure adventurous activities are covered under the Premier Plan only. Please refer to the policy for details. 

5

Am I covered if I travel outside of my country of study for leisure?

Yes. The insurance covers multiple trips undertaken by the insured person outside the country of study (except in Singapore) and within the period of insurance.

6

Am I covered if I travel back to Singapore for term breaks and return to the country of study?

Yes. All homebound trips are covered and will end three hours after your return to Singapore so long as the trips are within the period of insurance. Cover will be reactivated when you leave Singapore for your country of study. 

7

Can I cancel the Policy?

You may cancel the Policy at any time by giving seven (7) days' written notice of cancellation to us and provided no claim is made under the Policy.

  • For a 12-month cover policy: You will be entitled to a refund of premium based on our short period rate for the period the Policy has been in-force, subject to a minimum retained premium of $50. No refund will be given if the policy is in-force for more than 6 months.
  • For policies of less than 12 months of cover: You will be entitled to a refund of premium subject to a minimum retained premium of $50. There will be no refund of premium if the Period of Insurance has already commenced.
8

How do I make a claim?

If you are overseas and require any emergency assistance, you can call our 24-hour MSIG Assist at +65 6323 8288. If you wish to file a claim on your insurance, you have to do so within 30 days of any event giving rise or likely to give rise to a claim. You can download the claim form or submit your claims here.

9

Is the policy renewable?

Only the 12-month policy is renewable. We will send you the renewal invitation to the Policy mailing address about 6 weeks before the Policy expiry date.

Important Notice & Disclaimers

This page is for general information only. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte Ltd.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.

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